One engine. Every advisory workflow.
Transparensea is opinionated and complete — one engine built by an SA advisor with 18 years of practice scar tissue.
Unified CFR engine
One Client Financial Record powering every tool. Edit a holding once — every tab updates in real time.
Compliance, live
FAIS / FICA / FSCA-aware scoring built into the data layer, not bolted on as a document store.
Instruction workflows
Two-Pot, Section 14, TFSA, RA, switches — pre-filled, compliance-checked, e-signed end-to-end.
Provider email ingestion
Daily NAV updates, commission statements, and transaction CSVs ingested automatically per provider.
AI insights
Holistic AI scans surface gaps, opportunities and risks across the whole client picture in seconds.
True XIRR returns
Show clients the return their cash flows actually earned — not the misleading time-weighted number.
18 years of advisory practice — embedded in the code.
Every workflow, every compliance check, every screen comes from lived experience: real client meetings, real FSCA audits, real Section 14 transfers. The domain expertise is the product.
- Single source of truth across every tool
- Compliance scoring inside the data layer
- Two-Pot ready — built for September 2024 onwards
- SA-specific: FAIS, FICA, FSCA, SARS
- No modules. No plug-ins. One view.
Ready to see what lies beneath?
Pre-launch access for select South African advisory practices.